DISABILITY
Life’s twists and turns can be unexpected, but disability insurance has your back! It’s like a financial safety net that keeps you covered if an injury or illness knocks you off your feet.
Resources
Short-Term Disability (STD)
A disability can happen to anyone. If you are unable to work for a short time due to a non-work related accident, illness, or even pregnancy, it can lead to months without a paycheck. Short-Term Disability Insurance protects you by continuing to pay a portion of your weekly salary during this disability period. Hiram College makes this coverage available to you to purchase, at a cost share with the college and via payroll deductions.
Long-Term Disability (LTD) – Core
Hiram College provides Long-Term Disability coverage through Guardian at no cost to you that provides a benefit after employees have been disabled and unable to work for 180 days.
Long-Term Disability (LTD) – Buy Up
Hiram College also provides you with the opportunity to purchase additional Long-Term Disability coverage, or “Buy-Up” from the core plan. This can increase your benefit amount to 60% of your monthly earnings, subject to the maximum monthly benefit of $6,000.
