ACCIDENT & CRITICAL ILLNESS
When life throws the unexpected your way, accident and critical illness insurance steps in like a superhero! Whether it’s a sudden injury or a serious diagnosis, this coverage helps you handle the financial impact so you can focus on healing and getting back to living your best life!
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Accident or Injury
No one plans to have an accident, but it can happen at any moment throughout the day. Most major medical insurance plans only pay a portion or the bills. Our accident policy can help pick up where other insurance leaves off and provides cash to cover the expenses. Our accident coverage helps offer peace of mind when an accidental injury occurs off the job. Insured individuals are also eligible for a health screening benefit of $50 per calendar year if a covered health-screening test is performance and required documentation is submitted to Guardian.
What does accident insurance cover?
Accident insurance provides benefits if you suffer a covered accidental injury like a severe burn, broken bone, or have to visit an emergency room. It will also cover the diagnostic testing needed to determine if your bone is broken – like for an x-ray. The lumpsum payment goes directly to you, not the hospital or medical provider.
Critical Illness
The signs pointing to a critical illness are not always clear and may not be preventable, but our coverage can help offer financial protection in the event you are diagnosed. Guardian’s coverage provides a lump-sum cash benefit to help you cover the out-of-pocket expenses associates with a critical illness. Insured individuals are also eligible for a health screening benefit of $50 per calendar year if a covered health-screening test is performance and required documentation is submitted to Guardian.
What does critical illness
insurance cover?
Critical illnesses include stroke, heart attacks, Parkinson’s disease, cancer and more. Our policies cover more than 30 major illnesses. If you happen to get diagnosed with one of these illnesses, our plans can pay you a lump sum of up to $50,000.
